Privacy Policy

The Insurance Collective respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the choices you have. This policy applies to information collected through our website at trust-tic.com, our quote forms, our contact forms, our communication with you, and any services we provide.

1. Information We Collect

We collect information that is needed to provide insurance quotes, communicate with you, and support the insurance application process. Depending on the product you request, we may collect personal, financial, and business information such as:

Basic Contact Information

• Name
• Mailing address
• Email address
• Phone number

Personal Identifiers

• Date of birth
• Driver’s license number
• Social Security Number
• Motor Vehicle Reports
• Employment information

Financial and Sensitive Information

• Payment related information provided to carriers or premium finance companies
• Insurance policy details
• Claims history
• Bankruptcy information
• Criminal history
• Trust documents or business ownership information
• Business information such as legal name, FEIN or Tax ID, revenue, and entity type

Property and Risk Details

• Vehicle information
• Home or property information
• Business assets and operations
• Any information required by insurance carriers for underwriting

We collect only the information that is relevant to providing insurance quotes and services.

2. How We Collect Information

We may collect information in the following ways:

• Online quote forms submitted on our website
• Contact forms
• Phone calls and interviews with our producers
• Text messages and email communication
• Paper or electronic applications
• Third party data providers that assist with underwriting
• CRM and intake tools that we use internally

Our website does not create user accounts and does not process customer payments.

3. How We Use Your Information

We use the information you provide to:

• Provide insurance quotes
• Submit applications to insurance carriers
• Assist with underwriting
• Communicate with you about quotes, renewals, and insurance options
• Provide customer support and answer questions
• Comply with state, federal, and carrier requirements
• Prevent fraud or unauthorized activity
• Send limited marketing communication, which you may opt out of at any time

We use your information only for legitimate business purposes related to insurance services.

4. How We Share Your Information

We may share your information with the following parties when necessary:

• Insurance carriers
• Premium finance companies
• Claims adjusters
• Partner agencies when required for placement
• Third party service providers that support our operations such as CRM tools, analytics, or secure communication platforms

We do not sell your personal information.

5. Communication and Text Messaging Consent

By providing your phone number or email address, you consent to receive communication from The Insurance Collective related to quotes, applications, policy discussions, renewals, service updates, and limited marketing. You may opt out of marketing messages at any time by replying STOP or by following the instructions in the message.

Service related communication may still occur even if you opt out of marketing.

6. Cookies and Website Analytics

Our website may use cookies, analytics tools, and similar technologies to improve website performance and user experience. Cookies may collect technical information such as browser type, device information, pages visited, and general usage data.

You may disable cookies in your browser settings at any time.

7. Data Security

We take reasonable steps to protect your information through encryption, access controls, secure communication tools, and secure vendor partnerships. While we work to safeguard your data, no system can guarantee complete security.

8. Your Choices

You have the following options regarding your information:

• You may request access to the information we have collected
• You may request corrections if your information is inaccurate
• You may opt out of marketing emails or texts
• You may request limits on certain types of data sharing where permitted by law

To make a request, use the contact information at the end of this policy.

9. Compliance

The Insurance Collective complies with the Gramm Leach Bliley Act and all applicable state and federal insurance privacy laws.

10. Policy Updates

We may update this Privacy Policy from time to time. The most current version will always be available on our website. Continued use of our website after changes are posted means that you accept the updated policy.

11. Contact Information

The Insurance Collective
Email: info@trust-tic.com
Phone: 580-359-0617
Address: 20 3RD AVE NE, ARDMORE, OK 73401